Attractive Interest Rates
Enjoy competitive auto loan interest rates that help make car ownership more manageable with affordable monthly installments.
Drive Your Dream Car with IPDC Auto Loan
Flexible car financing solutions for new and reconditioned vehicles with convenient repayment options and competitive rates in Bangladesh.
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Why Choose IPDC Auto Loan
Get the support you need to purchase your preferred car with flexible financing options, convenient repayment plans, and a smooth loan process designed for modern lifestyles in Bangladesh.
Fast Loan Processing
Get quicker approval and faster processing so you can purchase your preferred vehicle without unnecessary delays.
Financing for New, Reconditioned & Used Cars
Choose financing support for new, reconditioned, and used vehicles based on your budget and lifestyle needs.
Up to Full Vehicle Financing
Receive financing support for up to the full value of the vehicle, helping reduce the pressure of large upfront payments.
Flexible Pre-Payment Options
Pay off your auto loan earlier with convenient pre-payment facilities designed to give you greater financial flexibility.
Transparent Loan Structure
Benefit from a clear and straightforward financing process with no hidden charges or unexpected costs.
Eligibility Criteria
- Salaried/Self-Employed/ a Business Owner/Landlord
- Minimum 21 years old(if income is to be considered) and maximum 65 years or retired(whichever is lower)
- Verifiable minimum monthly income is BDT. 35,000/-
- Minimum working experience of 1 year
Loan Term and Amount
Amount
Any amount supported by income
Term
Up to 72 months (new), and 60 months (reconditioned and used)
Coverage
IPDC offers auto loan up to 100% of the vehicle value
Auto Loan EMI Calculator
Plan your car purchase with confidence. Adjust the loan amount, tenure and interest rate to estimate your monthly installment.
Monthly EMI
BDT 55,611.12
- Principal Amount
- BDT 25,00,000.00
- Total Interest
- BDT 8,36,667.15
- Total Repayment Amount
- BDT 33,36,667.15
Payment Breakdown
- Principal AmountBDT 25,00,000.00
- Total InterestBDT 8,36,667.15
Figures are indicative estimates only. The actual EMI, interest rate and loan amount depend on your eligibility, vehicle type and valuation, and the terms applicable at the time of sanction.
Documents Required for Auto Loan Application
Applying for an IPDC Auto Loan is simple. Keep the following documents ready to ensure a smooth and faster approval process.
Application form (Filled and signed)
Copy of NID or Passport (applicant’s and guarantors)
Photographs (applicant’s and guarantors)
Utility bill copy
Salary / income slips
Bank Statements
Other income related documents
E-TIN Copy
Quotation from a vendor/car dealer
Make Car Ownership Simple With A Fast And Flexible Auto Loan Process
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Latest from IPDC
News & Events
Stay informed about our latest milestones, initiatives, and stories.
News · 2026
IPDC keeps AAA rating for eighth straight year
IPDC Finance PLC has been awarded the highest ‘AAA’ credit rating by the Credit Rating Agency of Bangladesh Limited (CRAB).
Read story
News · 2026
IPDC launches ‘Play With IPDC’ FIFA World Cup 2026 campaign
IPDC Finance PLC has launched "Play with IPDC", a nationwide digital engagement campaign for FIFA World Cup 2026.
Read story
News · 2026
IPDC Finance receives recognition from BB for Employment Creation Project
IPDC Finance PLC has participated in the "Dissemination Seminar on Inclusive Finance and Enterprise Development" organised by Bangladesh Bank (BB) under the Supporting Post COVID-19 Small Scale Employment Creation Project (SPCSSECP), where the company was recognized for its contribution to expanding access to finance for CMSMEs. The event was attended by Nurun Nahar, Deputy Governor of BB, Kazi Tamanna Hoque, Director of the SPCSSECP, BB, head office, and Rizwan Dawood Shams, IPDC Finance Managing Director.
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News · 2026
IPDC Finance supports exhibition to promote inclusive finance
Demonstrating a deep commitment to advancing women's economic empowerment and supporting women's banking and CMSME growth, IPDC Finance PLC took the lead as gold sponsor of the Women Summit and Exhibition 2026.
Read storyFAQ
What is the tenure of this loan?
The loan tenure is a maximum of 6 years.
Which vendors are available as part of IPDC?
IPDC currently has liaisons with over 200 auto vendors. Additionally, cars from other vendors not listed with IPDC may also be financed.
What is the maximum loan amount?
IPDC can offer up to 100% of the car price as Auto Loan. Many factors are considered in this case such as the applicant's income, profession, car model, monthly expenses, other liabilities, etc.
What are the criteria for applying for IPDC Auto Loan?
To be eligible for IPDC Auto loan the following criteria must be met: the age of the applicant should be a minimum of 21 to maximum of 65 years, minimum monthly income should be BDT 35,000, and your selected car model must not have a manufacturing date older than 6 years.
What is IPDC Auto Loan?
IPDC Auto Loan is a financing facility that helps you purchase new, reconditioned, or used vehicles with flexible repayment options and competitive terms designed to suit your needs.
What types of vehicles can I finance with IPDC Auto Loan?
You can finance brand new, reconditioned, and used vehicles depending on your eligibility and loan assessment.
How much loan I get under IPDC Auto Loan?
IPDC offers financing based on your income and eligibility, and in many cases, up to 100% of the vehicle value.
What is the repayment tenure for auto loans?
Loan tenure is up to 72 months for new vehicles and up to 60 months for reconditioned and used vehicles.
What documents are required to apply for an auto loan?
You will need identification documents, income proof, bank statements, and vehicle-related documents such as dealer quotation.
How long does it take to process the auto loan?
Processing time depends on document verification and eligibility assessment, but IPDC aims to ensure a smooth and timely approval process.
Can I repay loan early?
Yes, IPDC provides flexible pre-payment options, allowing you to repay your loan earlier based on your financial convenience.
Are there any hidden charges in IPDC Auto Loan?
No, IPDC maintains a transparent loan structure with clearly communicated terms and charges.
Download Auto Loan Application Form
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