Bhalo Basha Loan - Your Dream Home at Your Home Town
Affordable home financing for individuals outside Dhaka and Ctg - with up to 90% property value coverage, minimal documentation, and IPDC's most extensive nationwide home loan service network.
Apply nowWhat We Offer
Fast and hassle-free affordable home loan for that dream address beyond megacities
Fastest Processing Time
No Hidden Charge
Pre-Payment Flexibility
Financing for Apartments / House Purchase
Why Choose IPDC Bhalo Basha Loan
- The country’s most extensive home loan service network.
- Easy application process with minimal documentation.
- Comprehensive advisory services on home construction and home loan matters.
- Loan facility of up to 90% of the property value.
- Loan amount assessment considers the expected income from the property under construction.
Who Can Apply for IPDC Bhalo Basha Loan?
- Government employees
- Private sector employees
- Doctors
- Home owners
- Business owners
- Expatriates who send regular remittances
Purposes for Which This Loan Can Be Availed
- Home construction
- Home renovation / home extension
- Home purchase
- Loan takeover
- Loan against property
Eligibility Criteria
- Salaried/Self-Employed/Business Owner/Landlord/NRB
- Minimum 21 years old (if income is to be considered) and maximum 65 years or retired (whichever is lower)
- Verifiable minimum monthly income is BDT 30,000/-
- Minimum working experience of 1 year
Loan Term and Amount
Amount
Any amount supported by income
Term
Up to 25 years
Documents Required for Outside Dhaka Home Loan Application
To make your IPDC Personal Loan application process faster and hassle-free, please keep the necessary documents ready before applying.
Application form (Filled and signed)
Copy of NID (applicant’s and guarantors)
Photographs (applicant’s and guarantors)
Utility bill copy
E-Tin
Employment Certificate(For the Employed)
Latest Salary Slip/ Salary Certificate showing all deductions(For the Employed)
Bio-Data/ C.V.(For the Employed)
Bank Statements for last 12 months(For the Employed)
Trade License of the business[For the Self- Employed (Businessperson)]
Individual income-tax returns, assessment orders for the last 3 years along with statement of income[For the Self- Employed (Businessperson)]
A note with info on the nature of your business, form of organization, clients, suppliers etc., [For the Self- Employed (Businessperson)]
Bank Statements for last 12 months[For the Self- Employed (Businessperson)]
Copies of Ownership Document & Rental Agreement, if you have rental income
Copies of Savings Instrument (if any)
Similar proof of other income
Documents and agreements related to property ownership
Get Your Personal Loan Easily With Fast Approval And Simple Process
Apply NowFAQ
What is Bhalo Basha Home Loan?
It is a special initiative of IPDC Finance to address the lack of mortgage solutions for areas outside of metropolitan for middle-income families. From construction to renovation to purchase of a new house, this loan can be availed in small towns to union porishad, outside of metropolitan areas.
For what purpose can I get IPDC Bhalo Basha Home Loan?
Bhalo Basha Home Loan can be availed for apartment/house purchase, house construction, home renovation, home extension, or loan against a house (home equity) in areas outside of Dhaka and Chittagong metropolitan areas.
What is the maximum amount of Bhalo Basha Home Loan?
Depending on home construction cost, or apartment purchase (at 90% of price value), starting from BDT 5 lac to up to BDT 1.0 crore can be availed through this loan.
What is the rate of Bhalo Basha Home Loan?
The interest rate on a Bhalo Basha Home Loan depends on the amount of the loan, the purpose of the loan, the category of applicant, etc.,
