News · 2026
IPDC keeps AAA rating for eighth straight year
IPDC Finance PLC has been awarded the highest ‘AAA’ credit rating by the Credit Rating Agency of Bangladesh Limited (CRAB).
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Corporate Loans and Financial Solutions for Businesses
IPDC provides corporate financial solutions to support business expansion, working capital needs, and long-term growth. Whether you need a corporate loan or a business loan in Bangladesh, we offer financing solutions aligned with your business goals.
Apply nowChoose the Right Financial Solution for Your Business Needs
Strong businesses need strong financial backing at the right time. IPDC corporate financing solutions are designed to support expansion, capital investment, and long-term growth.
Lease Finance
Lease financing is provided for industrial machineries, commercial equipment, generators, vehicles, vessels, industrial large engines, etc. that will be newly procured. Lease facility may also be provided for already procured/in- use industrial machinery, commercial equipment, office equipment, generators, vehicles, vessels, engines, etc.
Eligibility
Loan Limit
BDT 50,000,000 to BDT 810,000,000 depending on client’s requirement & market exposure
Age of Business
More than 3 Years
Feature
- Financing may be extended up to 100% of the cost.
- Financing is offered usually for a term of 1 to 5 years.
- Very competitive interest rate.
- Repayment of lease rentals can be structured as monthly, quarterly, semi-annually or annually to match with cash flow of the company.
- Legal ownership will remain in the name of IPDC throughout lease period & will be transferred to the client after full adjustment/settlement of the facility.
Corporate Loan EMI Calculator
Plan your business financing with confidence. Adjust the loan amount, tenure and interest rate to estimate your monthly installment.
Monthly EMI
BDT 16,60,715.49
- Principal Amount
- BDT 5,00,00,000.00
- Total Interest
- BDT 97,85,757.66
- Total Repayment Amount
- BDT 5,97,85,757.66
Payment Breakdown
- Principal AmountBDT 5,00,00,000.00
- Total InterestBDT 97,85,757.66
Figures are indicative estimates only. The actual EMI, interest rate and loan amount depend on your business profile, eligibility, financing structure and the terms applicable at the time of sanction.
Documents Required for Corporate Loan Application
Having the necessary financial statements, legal papers, and business records ready helps make your corporate loan application process with IPDC faster, smoother, and easier to assess.
| SL No. | Documents | Proprietorship Concern | Partnership Firm | Private Limited Company | Public Limited Company |
|---|---|---|---|---|---|
| 1 | Updated Trade License | ✓ | ✓ | ✓ | ✓ |
| 2 | National ID of Directors | ✓ | ✓ | ✓ | ✓ |
| 3 | ETIN Certificate | ✓ | ✓ | ✓ | ✓ |
| 4 | Photograph of the Directors/Owners | ✓ | ✓ | ✓ | ✓ |
| 5 | Registered Partnership Deed | × | ✓ | × | × |
| 6 | Memorandum & Article of Association | × | × | ✓ | ✓ |
| 7 | Form XII | × | × | ✓ | ✓ |
| 8 | Schedule X | × | × | ✓ | ✓ |
| 9 | Certificate of Incorporation | × | × | ✓ | ✓ |
| 10 | Board Resolution (as applicable) | × | × | ✓ | ✓ |
| 11 | Environment Clearance Certificate | × | ✓ | ✓ | ✓ |
| 12 | Audited Financial Statements (latest 3 years) | ✓ | ✓ | ✓ | ✓ |
| 13 | Credit Rating Report (Latest) | ✓ | ✓ | ✓ | ✓ |
Take the next step in your business journey with corporate financing from IPDC
Apply NowLatest from IPDC
News & Events
Stay informed about our latest milestones, initiatives, and stories.
News · 2026
IPDC launches ‘Play With IPDC’ FIFA World Cup 2026 campaign
IPDC Finance PLC has launched "Play with IPDC", a nationwide digital engagement campaign for FIFA World Cup 2026.
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News · 2026
IPDC Finance receives recognition from BB for Employment Creation Project
IPDC Finance PLC has participated in the "Dissemination Seminar on Inclusive Finance and Enterprise Development" organised by Bangladesh Bank (BB) under the Supporting Post COVID-19 Small Scale Employment Creation Project (SPCSSECP), where the company was recognized for its contribution to expanding access to finance for CMSMEs. The event was attended by Nurun Nahar, Deputy Governor of BB, Kazi Tamanna Hoque, Director of the SPCSSECP, BB, head office, and Rizwan Dawood Shams, IPDC Finance Managing Director.
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News · 2026
IPDC Finance supports exhibition to promote inclusive finance
Demonstrating a deep commitment to advancing women's economic empowerment and supporting women's banking and CMSME growth, IPDC Finance PLC took the lead as gold sponsor of the Women Summit and Exhibition 2026.
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What is the interest rate for IPDC Corporate Loan?
The interest rate for IPDC Corporate Loan varies based on factors such as business size, financial strength, loan amount, and repayment structure.
Who is eligible for corporate financing from IPDC?
Established businesses, corporations, and enterprises with valid registration and stable financial performance can apply, subject to eligibility criteria.
Can startups apply for corporate financing?
Corporate financing is generally designed for established businesses. However, startups may be considered under specific products if they meet the required conditions and demonstrate financial viability.
What types of businesses can apply for corporate loans?
Medium and large enterprises across manufacturing, trading, services, infrastructure, and other industries may apply based on IPDC financing guidelines.
How is corporate loan repayment structured?
Repayment is typically structured through scheduled installments based on the loan tenure, financing amount, and mutually agreed terms.
Is collateral required for corporate financing?
Most corporate financing solutions require collateral or security, depending on the nature of the facility and the overall risk assessment.
How long does corporate loan approval take?
Approval timelines depend on documentation, business evaluation, and internal review processes, with the duration varying based on the complexity of the application.
Can corporate loans be used for business expansion?
Yes, corporate loans can be used to support business expansion, capital investment, working capital requirements, and other strategic business needs.
Is corporate financing available across Bangladesh?
Yes, IPDC corporate financing services are available across Bangladesh, subject to branch coverage, eligibility requirements, and applicable regulatory guidelines.
