Durjoy
Privilege Proposition for Mariners
Durjoy is an exclusive premium financial proposition tailored for Bangladeshi mariners—officers, engineers, cadets, and crew—sailing across international waters. With specialized financial solutions, priority banking support, lifestyle benefits, and health privileges, Durjoy ensures a seamless, secure, and elevated financial experience for mariners and their families.
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Key Features
Preferential interest rates on deposits and loans
50% waiver on loan processing fees
IPDC Privilege Card with lifestyle benefits
Airport Lounge Free Access
Airport Pick and Drop Service
Terms & Conditions
- Applicable exclusively for Bangladeshi mariners with valid Seafarer Identification.
- Loans and deposits are subject to IPDC policy, verification, and approval.
- Interest rates, fees, and benefits may vary as per policy and market conditions.
- Minimum booking period for value-added propositions: 6 months.
Eligibility Criteria
- Bangladeshi citizen
- Marine officers, engineers, crew members, or cadets
- Valid Seafarer ID / CDC
- Age: 22–65 years
- Valid employment contract
Documents Required
CDC / Seafarer ID
Seafarer Employment Contract
National ID (NID)
Recent photographs
Proof of income / Salary certificates
Bank Statements
Nominee details
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FAQ
What are the criteria for applying for IPDC Auto Loan?
To be eligible for IPDC Auto Loan the following criteria must be met: - the age of the applicant should be a minimum of 21 to maximum of 65 years - minimum monthly income should be BDT 35,000 - your selected car model must not have a manufacturing date older than 6 years
What is the maximum loan amount?
IPDC can offer up to 100% of the car price as Auto Loan. Many factors are considered in this case such as the applicant's income, profession, car model, monthly expenses, other liabilities, etc.
Which vendors are available as part of IPDC?
IPDC currently has liaisons with over 200 auto vendors. Additionally, cars from other vendors not listed with IPDC may also be financed.
What is the tenure of this loan?
The loan tenure is a maximum of 6 years.
